Terms & Conditions

1. Who we are

Swift Gates Properties & Agency Ltd. ("Swift Gates," "we," "us," or "our") is a real estate company registered in Nigeria (RC 7318142), with our head office at No. 152 SKY Memorial Complex, Zoo Road, Kano, Nigeria. We provide real estate agency, construction, real estate development, leasing and letting, investment advisory, property documentation support, and independent property verification through our SwiftVerify division.

These terms apply to anyone who uses our website (swiftgatesproperties.com) or engages us for any service ("you," "your," or "client").

2. Using our website

You may use our website to learn about our services, browse content, and contact us. You agree to:

• Provide accurate information when contacting us or submitting an enquiry
• Not use the website for any unlawful purpose or in a way that could damage, disable, or impair it
• Not attempt to gain unauthorized access to any part of the website or its systems

We may suspend or restrict access to the website, in whole or in part, at any time without notice — for maintenance, security, or any other reason.

3. Our services

We offer the following services, each of which may be governed by additional terms agreed at the time of engagement:

• Agency: property sales, purchase, sourcing, and marketing
• Leasing & letting: tenant placement and rental management, for landlords and tenants
• Construction & real estate development: land acquisition, planning, building, and delivery of homes and estates
• Real estate investment advisory: market guidance and investment support
• Property documentation support: title processing, agreements, and transfers
• SwiftVerify: independent property inspection, ownership and title verification, construction monitoring, and owner representation

We aim to describe our services accurately on this website, but specific scope, timelines, and pricing for any engagement are confirmed directly with you before work begins.

4. Enquiries & engagement

Submitting an enquiry through our website, WhatsApp, phone, or email does not, by itself, create a binding agreement between you and Swift Gates. A service engagement begins once we have agreed the scope of work, and any applicable fees, with you in writing.

We reserve the right to decline any enquiry or engagement at our discretion — for example, where a request falls outside our service area or capacity, or where we are unable to verify information necessary to proceed safely and lawfully.

5. SwiftVerify reports

SwiftVerify reports are prepared based on inspections, documentation, and information available to us at the time of the check. While we carry out our verification work with care and independence, a SwiftVerify report reflects our findings at a specific point in time and is not a guarantee against future changes in a property's status, condition, or ownership.

SwiftVerify reports are prepared for the client who commissioned them and are not intended for reliance by third parties unless we have agreed otherwise in writing.

6. Fees, deposits & payment

Fees for our services are agreed with you in writing before work begins, and vary depending on the service, property, and scope involved. Where a deposit or upfront payment is required, this will be communicated clearly as part of that agreement.

Payments should be made only through the official channels we provide. Swift Gates is not responsible for payments made to individuals or accounts not formally confirmed by us in writing.

7. Cancellations & refunds

If you wish to cancel a service after it has begun, contact us as soon as possible. Because our services often involve real costs incurred on your behalf (site visits, documentation, third-party fees), refunds are assessed case by case based on the work already completed at the time of cancellation.

Deposits paid to secure a specific service slot, or to cover costs already committed on your behalf, are generally non-refundable once that work has started. Where no work has yet begun, we will discuss a fair resolution with you directly.

8. Your responsibilities

When you engage our services, you agree to:

• Provide accurate, complete, and up-to-date information relevant to your enquiry or transaction
• Provide any documentation reasonably required for us to carry out the agreed service
• Respond to reasonable requests for information or decisions within the timeframes we agree
• Use any report, document, or advice we provide for its intended purpose

Delays or inaccuracies in the information you provide may affect our ability to deliver a service on the timeline originally discussed.

9. Limitation of liability

We provide our services with reasonable skill and care, based on the information and access available to us at the time. However:

• We are not liable for losses arising from information that was withheld, inaccurate, or falsified by a third party and which we could not reasonably have detected
• We are not liable for changes in a property's condition, ownership, or legal status occurring after a report, inspection, or transaction is completed
• To the fullest extent permitted by law, our liability for any claim arising from our services is limited to the fees paid to us for that specific service

Nothing in these terms limits any liability that cannot lawfully be limited or excluded under Nigerian law, including liability for fraud or willful misconduct.

10. Intellectual property

All content on this website — including text, images, logos, and design — is owned by or licensed to Swift Gates Properties & Agency Ltd. and may not be copied, reproduced, or used without our prior written permission, except for your own personal, non-commercial reference.

11. Third-party links & services

Our website or communications may reference or link to third-party services (such as WhatsApp) or third-party professionals we work with on your behalf (such as surveyors or legal partners). We are not responsible for the content, policies, or actions of independent third parties, and your use of their services is subject to their own terms.

12. Complaints

If you're unhappy with any aspect of our service, please contact us directly using the details in Section 15. We take complaints seriously and will work with you to understand and resolve the issue promptly.

13. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria. Any dispute arising from these terms or our services will be subject to the exclusive jurisdiction of the courts of Kano State, Nigeria.

14. Changes to these terms

We may update these terms from time to time to reflect changes in our services or legal requirements. We will post the updated version here with a revised "Last updated" date. Continued use of our website or services after changes are posted constitutes acceptance of the updated terms.

15. Contact us

If you have questions about these terms, contact us: